近期，我院尚华副教授与其博士生幸艳琳合作的论文《Banking market deregulation and firm innovation: Evidence from foreign bank entry》在金融学领域国际权威期刊《Journal of Banking and Finance》（简称JBF）正式发表。幸艳琳于2024年毕业，现为成都工业大学讲师。

论文摘要:

本研究考察银行业市场放松管制对企业创新的影响，重点聚焦外资银行进入中国的情境。利用中国加入世界贸易组织后对外资银行准入的逐步放开，我们发现外资银行进入显著促进了企业创新。进一步分析表明，这一效应不仅源于外资银行直接提供更多、更高质量的金融服务，还通过以下两条间接渠道发挥作用：一是促使国内银行加大对掌握软信息企业的信贷投放，增强其对企业创新活动的支持能力；二是通过外资企业的技术溢出效应，进一步促进企业创新。

This study investigates the impact of banking market deregulation on firm innovation, focusing on foreign bank entry. Exploiting the staggered deregulation of China’s banking sector to foreign banks following its accession to the World Trade Organization, we find a significant positive relationship between foreign bank entry and firm innovation. We further show that foreign bank entry could promote firm innovation directly by providing more and higher-quality banking services to customers, and indirectly by inducing domestic banks to extend more credit to firms with more soft information, enhancing their capacity to support innovative firms, and generating technology spillovers through an increased presence of foreign-invested firms.

个人简介：

尚华，经济与管理研究院金融与会计系副教授，博士生导师，四川省外籍高层次人才，光华青年学者成长计划，多次获评学校优秀本科毕业论文指导教师。担任国际银行与金融会议委员会成员（World Banking and Finance Conference program committee）。

研究兴趣为金融市场发展，国际金融和企业发展。相关成果发表在包括Journal of International Business Studies（FT50, UTD24）、Journal of Banking and Finance、International Review of Economics & Finance等国际权威期刊。现为金融与会计系教师，曾教授公司金融，高级投资学，会计学，会计信息系统和管理会计课程。